03
AI · FinTech · UK Regulated
UK Regulated

AI-powered reporting
for UK advisors.

A UK financial planning firm was spending more time formatting reports than advising clients. We built an AI reporting platform that compiles data, checks FCA compliance, and logs every decision immutably — while keeping advisors in full control.

Daily
reports generated
100%
audit trail
FCA
compliant
5.0
★ Clutch
Compliance Platform — Regulated
UK FCA
Advisor Dashboard
Client-facing
AI Report Engine
Automated
FCA Compliance Layer
Validated
Immutable Audit Database
Locked
Every report versioned Every approval logged
Case Study

Advisors spending more time
on reports than on advice.

The client is a UK financial planning firm. Their advisors prepare personalised reports for every client — annual reviews, portfolio summaries, suitability assessments. Each report needs to meet FCA regulatory standards.

The problem wasn't the advice — the advisors were excellent. The problem was the paperwork. Each report took 2-3 hours to compile manually. Pull portfolio data from one system. Check market performance in another. Format everything into a compliant template. Cross-reference disclosures. Get sign-off from a senior advisor.

During peak periods — annual review season, market corrections — the backlog became unmanageable. Advisors were working evenings and weekends just to stay current on reports. The actual advisory work suffered.

And then there was the compliance risk:

1
Inconsistent compliance across advisors
Different advisors interpreted FCA requirements differently. Some included all required disclosures. Others missed them. There was no systematic way to verify compliance before the report went out.
2
No audit trail for regulators
When the FCA asked for the history of a specific report — who wrote it, what data was used, what changed between drafts — the firm had to reconstruct everything manually. It took days per report.
3
Advisors burning out on admin
The firm's best asset was its advisors' expertise. But those advisors were spending 60%+ of their time on report formatting and data compilation — not on the advice their clients were paying for.

The firm needed a system that could generate reports in minutes instead of hours, ensure every report met FCA standards automatically, and create an audit trail that regulators could inspect without the firm scrambling to reconstruct history.

What we built

Compliance as the foundation.
Not an afterthought.

We designed the compliance engine first — mapping every FCA requirement, every suitability criterion, every required disclosure — before writing a single line of report generation code.

The result is a four-layer platform where the AI handles compilation and formatting, compliance validation runs automatically, advisors retain full editorial control, and every decision is logged permanently.

AI Report Generation
Pulls client portfolio data, market performance, and advisor inputs automatically. Compiles into FCA-compliant report templates in minutes — not hours. Includes suitability rationale, risk disclosures, and performance analysis.
FCA Compliance Validation
Every report is automatically checked against suitability requirements, disclosure rules, and firm-specific compliance policies. Missing disclosures are flagged before the report can proceed. Not a warning — a hard gate.
Advisor Review + Approval
Advisors can edit AI-generated reports, add personal commentary, and adjust recommendations. Senior advisors sign off before delivery. The AI drafts — a human decides. Every edit is versioned.
Immutable Audit Database
Every report version — AI draft, advisor edits, final approval — stored permanently and immutably. FCA inspectors can trace any report from delivery back to source data instantly. No reconstruction needed. Ever.
Results

Advisors advise again.
Reports take care of themselves.

Min
report generation time
Previously: 2-3 hours per report
100%
FCA compliance rate
Previously: inconsistent across advisors
Instant
audit trail access
Previously: days to reconstruct
5.0
★★★★★ on Clutch
Verified through direct client interview
Spending hours on compliance reports?
30 minutes. We'll assess if AI reporting is right for your firm.
Book a Discovery Call →

“The passion the team showed for our project was genuinely impressive. A platform our clients trust every day.”

— Projects Manager, Financial Planning Firm · Verified on Clutch
Ownership

Their platform.
Their compliance. Their data.

The firm's advisors use this platform every day. All report templates, compliance rules, and approval workflows are fully owned and configurable by the firm. No dependency on KORIX for changes, updates, or ongoing operation.

Source code
Full platform + templates
Compliance docs
FCA mapping + validation rules
Advisors trained
Team uses it independently
Zero lock-in
No retainer, no dependency
The cost of doing nothing

What this problem
is actually costing you.

2-3 hrs
Per report, manually. Time your advisors should spend with clients, not formatting documents.
Inconsistent
FCA compliance across advisors. Different interpretations of the same regulations.
Days
To reconstruct an audit trail for a regulatory review. Every single time.

Every month without automated reporting, your advisors are choosing between compliance quality and client face time. They shouldn’t have to make that choice.

Honest feedback

What we would
do differently.

The initial report templates were too rigid. We built them around what we thought advisors needed, not how they actually worked. After the first week of production use, we rebuilt three of the four template types based on advisor feedback. Starting with a lighter template and iterating would have saved that rework.

The compliance validation rules were comprehensive from day one — that part we got right. But the advisor review interface should have been simpler. We over-designed the approval screen with too many options. Advisors just needed approve, reject, and edit. The streamlined version came in sprint 3.

For regulated industries, we’d now recommend a two-week compliance-first discovery phase before any build work. It would have caught the template issues earlier.

Is this you?

This project might be
relevant if…

Your advisors spend more time writing compliance reports than advising clients — and the quality still isn’t consistent.
You operate under FCA, SEC, or similar regulation and need every AI recommendation to be fully auditable.
You’ve looked at off-the-shelf reporting tools but they don’t understand your regulatory requirements.
You need audit trail access in minutes, not days — and your current system can’t deliver that.
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FAQ

About AI
financial reporting.

Have more questions? Book a free 30-minute call and we will answer them honestly.

Book a call →
Can AI generate FCA-compliant reports?

Yes — when designed with compliance as the foundation, not a feature. KORIX builds AI reporting systems with FCA suitability checks, required disclosures, and human review workflows from day one. Every report is validated before it reaches the client.

Does the AI replace financial advisors?

No. The AI handles data compilation, formatting, and compliance validation. Advisors review, edit, and approve every report. The AI frees them to spend more time on actual advice — the work their clients are paying for.

How is the audit trail maintained?

Every report version — the AI draft, advisor edits, senior approval — is stored in an immutable database. Nothing is overwritten or deleted. Regulators can trace any report from final delivery back to source data, instantly.

What data does the AI use?

The system connects to your existing portfolio management tools, market data feeds, and client records. No manual data entry — the AI pulls structured data automatically and compiles it into compliant templates.

Can advisors customise the reports?

Yes. Advisors can edit AI-generated reports, add personal commentary, and adjust recommendations. Every change is versioned — the system preserves both the AI draft and the advisor's final version.

How quickly can this be deployed?

Through the KORIX 21-Day AI Pilot, a governed reporting prototype can be in advisor hands within 3 weeks. Full enterprise rollouts typically run 8-12 weeks depending on report complexity and compliance requirements. Learn about the Pilot →

Is the system secure enough for financial data?

Yes. Built for UK regulated financial services — encryption at rest and in transit, role-based access controls, and immutable audit logging. Every access event is recorded.

Compliance reports
taking too long?

Let's talk about how AI can accelerate your reporting while maintaining full regulatory compliance. Free 30-minute call.

Book a Discovery Call → Start with the 21-Day Pilot

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